With rising inflation and economic pressures in Egypt, many people are looking for smarter ways to grow their money beyond leaving it dormant in a bank account. So, a big question comes up for many: Is investing in the Egyptian Exchange (EGX) a good choice for beginners?

Today, investing in the EGX has become more accessible than ever. You don’t need huge capital to start; you can begin with relatively small amounts and invest in well-known Egyptian companies that trade on mobile apps. This gives you the chance to build long-term wealth and passive income rather than just saving cash.

If your goal is to earn higher returns or start owning real financial assets, you need to understand the basics first.

Download the Money Fellows app now and start saving for your first investment in the Egyptian Exchange (EGX) before you enter the investing world.

What Is the Egyptian Exchange (EGX)?

The Egyptian Exchange (EGX) is Egypt’s official securities trading market, regulated by the Financial Regulatory Authority (FRA). It links companies seeking capital to grow with investors looking for returns above traditional savings, essentially serving as a foundation for building long-term wealth.

When major companies need funding, they list shares on the EGX. Investors buy these shares, becoming part-owners of the company. Primary reasons people buy shares include:

• Capital gains and earning profit when stock prices rise over time.
• Dividend income, receiving annual profit distributions.
• Diversifying income streams instead of relying on salary.
• Protect savings against inflation.

The EGX also offers other investment assets beyond stocks, such as bonds, treasury bills, mutual funds, and ETF index funds. Key EGX Market Indexes:

• EGX30: tracks top 30 liquid, large-cap companies.
• EGX70: focuses on mid- and small-cap stocks
• EGX100: combines both for a broader market view

Following these EGX market indexes is essential because they give you a clear picture of market trends. For example:

• If an index rises steadily, the market is in an upward trend.
• If an index drops sharply, it could signal a correction or selling pressure

It’s also important to understand that the Egyptian Exchange (EGX) is influenced by:

• Interest rates in Egypt.
• Central Bank decisions.
• US dollar exchange rate.
• Local economic performance.
• Global political and economic events

Investing in the EGX is not gambling; it requires understanding market fundamentals, choosing financially strong companies, and having a long-term investment perspective.

Who Can Invest in the EGX?

Almost anyone over 21 years old can invest in the EGX. You don’t need to be a financial expert or have millions; you can start with a small amount as long as you have:

• Understanding risk.
• A clear investment plan.
• Money you won’t need immediately

Important: Do not invest money needed for essentials like rent or bills. Investing should be done with surplus funds or money you’ve specifically set aside.

How to Open a Brokerage Account in Egypt

You used to have to visit a broker in person and sign a lot of paperwork, but now most firms let you open an EGX trading account online. To start:

1. Choose a licensed brokerage firm.
2. Submit your National ID and mobile number.
3. Sign the account opening agreement.
4. Receive your EGX trading code

Once your account is activated — usually within a few days — you can transfer funds and start investing. It’s best to prepare your investment capital first through Money Fellows savings plans, so you enter the EGX ready and confident.

Download Money Fellows to start saving for your first EGX investment today.

How to Pick the Right Stocks as a Beginner?

When you’re ready to buy shares, focus on:

• Well-established companies with stable profits.
• Blue-chip sectors like banking, telecommunications, and consumer goods.
• Reviewing financial statements (income, balance sheet, and cash flow)

Avoid relying on hot tips from friends or social groups. Best strategy for beginners: invest in the long term, diversify your portfolio, don’t put all your money into one stock, and invest only money you’ve saved with a clear savings plan.

How Money Fellows Helps You Prepare for EGX Investing?

Money Fellows isn’t a trading platform; it’s a financial preparation tool. It helps you build the investment capital and financial habits you need before you enter the market. Through Money Fellows savings circles, you can:

• Avoid debt and unnecessary interest.
• Join a money circle with the exact amount you intend to invest.
• Choose payout timing (6, 10, or 12 months) that fits your budget.
• Start EGX investing with the payout you’ve saved.

So instead of jumping into the Egyptian Exchange Market with random money, you invest with a plan and funds you’re ready to risk.

Download Money Fellows now and start preparing your capital before you invest in the Egyptian Exchange.

Common Beginner Investment Mistakes

Stay disciplined and avoid:

• Investing large sums with no experience.
• Greed and chasing fast profits.
• Panic selling during market dips.
• Buying stocks just because the price looks low.
• Investing money you’ll need soon.

Frequently Asked Questions About Investing in the EGX

1- Is investing in the EGX halal?

Generally, buying and selling shares in companies with lawful business activities is considered permissible by many scholars, but always consult a qualified advisor if unsure.

2- Is the EGX safe to invest in?

The market is regulated, transparent, and legal, but prices fluctuate daily based on supply, demand, and company performance. Lower-risk assets like bonds or index funds tend to offer more stability and lower loss risk.

3- Do I need a lot of experience to start?

No, you just need to learn the basics.

The Egyptian Exchange (EGX) is a real opportunity for anyone who wants to build wealth or create additional income. But real success doesn’t start with your first stock purchase; it starts with planning and preparing your investment capital.

Start by saving with a plan, avoid debt, and enter the market when you’re ready.

Download the Money Fellows app now, and take the first smart step toward investing in the Egyptian Exchange Market (EGX) with confidence and organization.